credit cards

i hate credit cards. i hate that they’re a necessary evil. there are so many these days: cash back credit cards, balance transfer credit cards, credit cards for people with good credit, credit cards for people with bad credit. the problem is the rising amount of credit card debt people are taking on now. it’s just amazing. and the offers keep coming. i get offers for credit cards in the mail on a daily basis. they all go in the trash. we have two credit cards of our own for emergencies, and that’s all we really need.

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