i’ve only borrowed money for big purchases, which are the same as those most people make — cars and houses. i am not new to loans. i first got a loan when my parents bought me my mustang as my graduation present. they put it in my name and had me get the loan to add to my credit and give me a good record with loans. now, i have two loans of my own — a mortgage and a car loan. sometimes you have to do some looking to find cheap loans. joe’s car was our most recent purchase since, as most of you know, his car died. it wasn’t something we were expecting or planning for, but at least will add to our good loan record.


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