i have a house loan, and i have a car loan. i have a student loan. most people, especially those in college or who have recently graduated from college, have loans these days. i like personal loans or not. i think loans are necessary for purchases like homes and cars. not many people have that much to pay out in cash. i remember getting my first loan for my mustang. it was my graduation present, but the loan was put in my name so the on-time payments would count for my credit score. i felt so cool. ha! now, i hate making our payments every month.


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